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MLRO

What is our mission? We are on an exciting mission to revolutionise corporate treasury management through innovative multi-currency payment accounts and digital assets offerings. Our company sits at the frontier of digital assets (crypto assets) and traditional (fiat) finance and is leading the way to bridging those two worlds for corporate clients globally. We believe crypto assets are here to stay, and we want to be the first to bring a combined offering of payment services and digital assets under one exciting platform. Learn more about our team and company story here.  What is the purpose of this role in the delivery of our mission?  As a super talented, ambitious and pragmatic MLRO (Gibraltar), you will play a crucial role in effectively and proactively handling the company’s FCC matters, establishing and developing good business relationships with the Gibraltar Financial Services Commission (GFSC) and internally across all verticals, as well as enhancing our FCC and wider Compliance risk management frameworks.
About the role
Location:
Ocean Village, Gibraltar
Seniority level
Employment type
Full-time
Department
Compliance
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What the role involves
What are the key responsibilities
  • You will be the designated MLRO for the company’s entities (E-money and DLT institutions) in Gibraltar
  • You will manage the regulatory reporting and relationship development processes with GFSC, in conjunction with the Chief Compliance Officer 
  • You will prepare and submit necessary reports and escalations to the company entity’s Board and senior management as required
  • You will support all FCC related matters across the group, including, an oversight on the client onboarding, transaction monitoring processes and enhancements of the overall Compliance risk management framework
  • You will review CDD/EDD reports on the clients’ profiles for approval
  • You will review high risk and/or suspicious transactions/activity related reports and escalate to the group CCO/MLRO as needed
  • You will manage and advise on the high risk transaction monitoring alerts (both Fiat and Cryptoasset related) that are generated by various systems/tools and/or escalated to FCC as such
  • You will regularly monitor in-house and 3rd party provided FCC systems/tools and open-source media to identify/assess risks associated with clients and their transactions
  • You will assist with the regulatory horizon scanning, highlighting emerging risks and potential areas of non-compliance, as well as providing advice on appropriate mitigating actions
  • You will effectively utilise and develop the knowledge of FCC related red flags, typologies, industry trends and best practices, and share such a knowledge with the wider Compliance team
  • You will contribute to and/or lead specific projects and process improvements from the FCC perspective
  • You will assist with delivering FCC training plans by educating and informing employees on FCC regulations, rules and industry practices
  • You will assist with periodic reviews of clients’ profiles, analyse their corporate structures and business models, funds flows and risk profiles
  • You will closely work with the Onboarding, Operations and Client Services teams and provide FCC subject matter expertise and support as needed
  • You will contribute to the Compliance team’s drafting and updating of internal policies, procedures and guidelines to develop a proportionate and risk-based Compliance framework, designed to minimise the risk of breaches of legal and regulatory requirements. 
Must have experience
Essential skills required
  • You have 10+ years of work experience in FCC / Compliance function 
  • You have at least 5 years of work experience as MLRO 
  • You have professional work experience in Financial Services, Payments/Emoney and/or Cryptoasset sectors – e.g. FinTechs, Digital Banking, Crypto Exchange/Custodian
  • You have experience working with FCC related technologies and systems, such as World Check, TruNarrative, Chainalysis, Elliptic etc
  • You have a clear understanding of how data and analytics can be used to prevent, detect, and manage financial crimes in an innovative Fintech company
  • You have an excellent working knowledge of U.K., Gibraltar and EEA (and other main global) anti-financial crime regulations, industry guidelines and trends within the Payments/E-money, Banking and/or Crypto sectors
  • You have an excellent understanding of the financial crime risks and control frameworks as well as the best practices for financial crime risk management
  • You have strong written and verbal communications skills, including the talent to deliver comprehensive reports and presentations to the regulatory authorities, Board and/or senior leadership
  • You are detail-oriented and balanced, with the ability to see a broader perspective and continually challenge
  • You are a well-organised, self-starter, able to prioritise quickly within an agile learning environment
  • You can meet critical deadlines in calm and efficient ways, even within tight timeframes
  • You thrive on collaboration and enjoy continuous development 
Why Join Orbital?
Desirable skills required
  • Experience working in a fast paced environment
  • Qualified with the Association of Certified Anti-Money Laundering Specialist (ACAMS), Certified Fraud Examiner (CFE) and/or have relevant legal qualification
  • Multitasking and well prioritisation ability
  • Taking initiatives and leading the way
  • Ability to work outside of the comfort zone
  • Chainalysis Reactor Certification or similar equivalent qualification

Orbital is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, ethnicity, national origin, gender, gender identity, sexual orientation, age, marital or disability status.

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