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Welcome to the Stablecoin Retail Payments Index
Welcome to the Stablecoin Retail Payments Index
The Stablecoin Retail Payments Index cuts through the noise, delivering curated, data-driven insights into consumer-sized stablecoin payments — highlighting genuine payment behaviour across regions and use cases.
Not all stablecoin activity reflects real payment use. Most on-chain volume is driven by high-frequency trading, liquidity management, and protocol-level interactions. While important, these flows can obscure the true picture of stablecoins as a payment instrument.
Not all stablecoin activity reflects real payment use. Most on-chain volume is driven by high-frequency trading, liquidity management, and protocol-level interactions. While important, these flows can obscure the true picture of stablecoins as a payment instrument.
Filtered consumer payments
Filters for consumer-scale payments (transactions under $10,000) and removes non-payment-related activity to focus on where stablecoins are actually being used for real-world value transfer.
Quality data
In partnership with leading blockchain data provider Artemis, and app store intelligence from Sensor Tower.
Download our latest
Q2 2025 Market
Snapshot
Q2 2025 Market
Snapshot
Data
Highlights
Highlights in Figures
As of July 2025
$250bn
Circulating Supply
$18tn
Annualised wallet-2-wallet transfer volume
375m
Monthly retail payments
3.5m
Daily active stablecoin wallets
41m
Stablecoin addresses
€100bn
Annualised EUR stablecoin volume
Latest insights
Important: The views and information shared here are for general informational purposes only and do not constitute financial, investment, legal, or other professional advice. No representations or warranties are made as to the accuracy, reliability, completeness, or timeliness of the data or content provided. The analysis is based on publicly available blockchain and third-party data, subject to known limitations, assumptions, and estimation methods including but not limited as outlined in the Methodology & Limitations section. Readers should conduct their own due diligence and consult with a qualified advisor before making any financial decisions. Mentions of specific digital assets, protocols, or platforms are for analytical purposes only and do not constitute endorsements or evaluations of their quality, stability, legality, or regulatory status. Orbital does not recommend buying, selling, or holding any particular digital asset and makes no representations regarding the suitability of any such asset for any use.
Methodology & Limitations: This Index is based on analysis of public blockchain transaction data. Our methodology includes filters designed to isolate smaller, wallet-to-wallet transfers under $10,000, which we use as a proxy for “retail” or consumer-scale payments. This threshold is an analytical assumption; while it helps remove larger institutional or speculative trades, it does not guarantee that all included transactions are truly consumer payments. Similarly, wallet activity is inferred using best-effort heuristics, which may result in some misclassification. Blockchain data is inherently pseudonymous and incomplete. This report does not capture off-chain transactions or private transfers, and should be considered directional rather than comprehensive.
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FAQ
Have any questions?
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Get in touch with our team
What payment options does Orbital support?
Orbital supports a wide range of payment methods, including stablecoins, traditional fiat currencies, and exotic currencies. Payments can be processed via Web Platform, API, or OTC Desk, providing flexibility for different business needs.
How do stablecoin payments work with Orbital?
Orbital supports a wide range of payment methods, including stablecoins, traditional fiat currencies, and exotic currencies. Payments can be processed via Web Platform, API, or OTC Desk, providing flexibility for different business needs.
What are the benefits of using stablecoins for payments?
Orbital supports a wide range of payment methods, including stablecoins, traditional fiat currencies, and exotic currencies. Payments can be processed via Web Platform, API, or OTC Desk, providing flexibility for different business needs.
Can I receive payments in exotic currencies?
Orbital supports a wide range of payment methods, including stablecoins, traditional fiat currencies, and exotic currencies. Payments can be processed via Web Platform, API, or OTC Desk, providing flexibility for different business needs.
How does Orbital handle currency exchange?
Orbital supports a wide range of payment methods, including stablecoins, traditional fiat currencies, and exotic currencies. Payments can be processed via Web Platform, API, or OTC Desk, providing flexibility for different business needs.
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Resources & Support
Resources & Support
NB! Information provided on this website is intended to inform eligible corporate customers about Orbital’s services and does not constitute financial or investment advice. The availability of particular Orbital’s services is subject to jurisdictional and regulatory limitations. Orbital does not recommend buying or selling any particular digital assets and makes no representation on the suitability or reliability of any such asset. Cryptocurrencies are highly volatile and carry significant risks, including potential total loss. Stablecoins carry risks related to issuer solvency, reserve adequacy, and evolving regulatory frameworks.
Orbital is the trading name representing the Pay Perform group of traditional financial and digital asset service providers. Regulatory status of Orbital’s services differs per jurisdiction, and you may not be protected by government or regulatory protection schemes. Please see Legal Disclosures for more information or reach out to us at: hello@getorbital.com
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