Frequently Asked Questions

A crypto payment gateway is infrastructure that enables businesses to accept, process, and settle payments in cryptocurrencies and stablecoins. It works similarly to a traditional payment gateway but supports digital assets like USDC and USDT alongside fiat currencies. Orbital's gateway connects to major blockchains and provides API access, a web platform, and an OTC desk for processing payments at any scale.

Stablecoin payments use blockchain-based tokens pegged to fiat currencies (such as USDC or USDT pegged to the US dollar) to transfer value between parties. The sender initiates a payment from their wallet, the transaction settles on-chain in minutes, and the recipient can hold the stablecoin or convert it to fiat. Because stablecoins maintain a stable value, they eliminate the volatility risk associated with other cryptocurrencies while retaining the speed and low cost of blockchain settlement.

To accept stablecoin payments, you need a payment platform that supports digital asset pay-ins and can settle to your preferred currency. With Orbital, businesses can accept stablecoins via API integration, payment links, or the web platform. Received stablecoins can be held, exchanged to fiat, or paid out — all within the same regulated platform, with no need to manage wallets or blockchain infrastructure directly.

Stablecoin payments settle in minutes rather than days, operate 24/7 without banking hours or cut-off times, and cost significantly less than SWIFT or correspondent banking transfers. They are particularly advantageous for cross-border payments, where traditional routes involve multiple intermediaries, currency conversion fees, and unpredictable settlement times. For businesses operating across multiple markets, stablecoins offer a single, unified payment rail that works globally.

Cross-border crypto payments bypass the correspondent banking network entirely. Instead of routing through multiple intermediary banks, the payment moves directly on a blockchain from sender to recipient, regardless of the countries involved. Orbital supports pay-ins and payouts in stablecoins, major cryptocurrencies, and over 30 fiat currencies — enabling businesses to receive a payment in one currency and settle in another within minutes.

Crypto treasury management is the practice of holding, managing, and optimising digital asset balances as part of a business's financial operations. This includes holding stablecoins for liquidity, converting between digital and fiat currencies at optimal rates, and managing multi-currency positions across wallets and bank accounts. Orbital provides treasury tools including instant exchange between stablecoins and fiat, named virtual IBANs paired with stablecoin wallets, and real-time balance visibility across all accounts.

Orbital supports major stablecoins including USDC and USDT across multiple blockchains (Ethereum, Tron, Solana, TON, and others), as well as traditional fiat currencies including GBP, EUR, USD, and a range of exotic currencies. Businesses can accept pay-ins in any supported asset, exchange between currencies on-platform, and send payouts in the recipient's preferred currency.

Yes. Orbital is authorised and regulated by the UK Financial Conduct Authority (FCA) and maintains SOC 2 Type 2 compliance and CSA STAR Level 2 certification. All transactions are subject to comprehensive KYC, AML, and transaction monitoring. Orbital's compliance infrastructure is built in, not bolted on — ensuring businesses meet regulatory requirements across jurisdictions without additional overhead.